I really don't want to make that kind of loan. What if I couldn't pay it off in 3 years?"The elder Mr. Godfrey smiled and said, "Oh, nothing earthshak...ng, I'm sure we could work something out, and just think, you would have the whole farm back together. Of course, we would need collateral in order to make the loan. We would want the balance of your land put up as collateral for the deal. That's how we can make the deal with no down payment." No pre-payment penalties? What if I am late or miss a. ..gosh!) were things that had an objective, material existence outthere. They weren't even costumes. They were real clothes, and Iwas going to wear them.What would I call myself? As a girl I'd have to be something otherthan Jimmy. I lay in bed, considering the possibilities. I wantedsomething that sounded frilly and feminine. Not just plain Mary orMartha. Cheryl?...Madeline?...Stacey? The girl in school who worethe prettiest dresses was named Lorelei. H'mm, how about Lorelei,in honor. More

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